What option should I take for an online university/college?
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Most schools that include books in the cost of tuition are more expensive (for obvious reasons). I think you will probably save more in the long-run by attending a school with reasonable tuition and buying your books used, or buying the eBook version (which is usually half of the cost of a new book).
I attended Columbia College and majored in Business. Their tuition is $210 per credit hour, which is about what I would be paying at the local college in my area. Books were about $65 per course when I purchased used or eBooks (which was most of the time). So, that is about $275 per course including tuition and books.
I did a review of this school on my blog if you have time to check it out: http://www.online-school-reviews.net/index.php/columbia-college-online-missouri/
The cost to go online is about the same as offline minus gass. Be sure to check their accredidation and the background of the professors.
http://www.onlineschools4us.com/